BoatMath by WakeWorth / Digital downloads

Afford the boat.
Know the upkeep.

The price tag is only the beginning. BoatMath turns your own estimates into a clearer picture of monthly ownership, annual cash outlay, and every day on the water.

Downloadable spreadsheet bundle. No recurring subscription.

Boat owner checking the numbers on a laptop out on the water
Less guesswork. More water.01 / Before you buy

Our approach

01 Your inputs, not generic averages

02 Cash costs kept separate from depreciation

03 A tool, not a sales pitch

Look beyond the payment

A boat budget.
Not a blind spot.

A paid-off boat still needs fuel, storage, and repairs. Bring the whole picture into one spreadsheet before you commit.

BoatMath / Ownership snapshotIllustrative only

Estimated monthly ownership

$750 / mo

Loan payments$3,600 / year
Operating costs & reserve$5,400 / year
Annual cash outlay$9,000

$375 per day on the water

At 24 boating days per year in this hypothetical scenario.

Example excludes purchase-day cash and depreciation. Your results depend on your inputs; estimates are not quotes or financial advice.

01

Enter the costs you actually face.

Purchase price, down payment, financing, fuel burn, fuel price, and hours used. Add insurance, a slip or storage, maintenance, trailer costs, upgrades, and a repair reserve.

02

Put two boats on equal footing.

Compare an older, cheaper boat with a newer, more expensive one. Change usage and storage assumptions to see how the ownership picture shifts.

03

Keep the picture clear over time.

Track maintenance expenses in the bonus tab. Keep loan principal, operating expenses, and optional depreciation distinct—and share a results card without exposing financing details.

One bundle. The whole picture.

Small download.
Big reality check.

For boat shoppers who want to understand the ongoing commitment—not just the asking price.

BoatMath bundle

$29 one time

  • — Detailed ownership calculator and expense breakdown
  • — Side-by-side boat comparison tab
  • — Maintenance-expense tracker
  • — Screenshot-ready results card
  • — Instructions and a short walkthrough
View BoatMath download

Use your own estimates. No live rate databases, custom spreadsheets, or personalized purchase advice. Check file compatibility and delivery details on the product page.

Before you sign. Before you launch.

Make room for the boat.
And everything after.

Run the numbers now. Enjoy the water with fewer surprises.

Get BoatMath — $29